Registered Training Organisation: Final Trim  Training 41345

Train NOW & pay later

You can train NOW and pay later

It’s never been easier to start studying and taking the first step toward a brighter future. Train Now & Pay Later options are now available with up to 12 Months Interest-Free on training.

We can now offer you the opportunity to pay your course on a flexible weekly, fortnightly or monthly payment plan.  It provides you with the flexibility to start your buy today and pay later on an interest-free payment plan. The process is entirely paperless and designed around simplicity.

Click here & apply now and complete the easy 3-minute application. Get a decision in minutes. You’ll be surprised at how simple the process is.

To be eligible to apply?

All funding is done through zipMoney, a third party finance company that we have partnered with to be able to extend these self-funding options to our students. Although the ‘Study now – Pay Later’ is interest-free plans meaning you can enrol today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating. The payment plans are interest-free for 6 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.

You can enrol in a course today and pay nothing upfront. By paying for your course on a plan, you can split the cost of your study and pay over time. ZipMoney even pays us on your behalf no money ever changes hands. You are provided with a virtual account so for your next course, all you need to do is sign-in to your digital wallet, confirm and pay. No need to use your credit card or seek a loan elsewhere. It’s simple and easy to use.

No deposit, so nothing to pay today. A one-off establishment fee may apply. Don’t worry this is added to your interest-free balance. Please see your application and contract for details.

Minimum monthly payments apply. See your contract and application for details. An interest-free period of 12 months for courses over $5000, 6 months for courses over $2000 and 3 months for all other courses, after which interest will accrue at the standard annual percentage rate. A small monthly admin fee of $4.95 (only payable if a balance is owing) please refer to your contract, terms and conditions for further information.

Contact ZIP friendly staff at Customer Care:

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest-free period. Any balance outstanding at the expiry of the interest-free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one-off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit to learn more about zipMoney.

PLEASE NOTE:: We are not financial advisers. You should consider seeking independent financial advice to check how the information provided by zipMoney relates to your unique circumstances.